[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.agddlha.sk\/ako-naucit-deti-hospodarit-s-peniazmi\/#Article","mainEntityOfPage":"https:\/\/www.agddlha.sk\/ako-naucit-deti-hospodarit-s-peniazmi\/","headline":"Ako nau\u010di\u0165  deti hospod\u00e1ri\u0165 s peniazmi","name":"Ako nau\u010di\u0165  deti hospod\u00e1ri\u0165 s peniazmi","description":"Zaobch\u00e1dza\u0165 s peniazmi sa \u010dlovek mus\u00ed u\u010di\u0165 od detstva. Rodi\u010dia sa \u010dasto mylne domnievaj\u00fa, \u017ee die\u0165a je e\u0161te mal\u00e9, nevedia, \u00a0ak\u00e9 d\u00e1va\u0165 de\u0165om vreckov\u00e9, od","datePublished":"2025-02-27","dateModified":"2025-02-27","author":{"@type":"Person","@id":"https:\/\/www.agddlha.sk\/author\/#Person","name":"","url":"https:\/\/www.agddlha.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1e120f96477763896a9e7ab3663c076bf8b67ca32fa1a5943b70761da502a7a7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1e120f96477763896a9e7ab3663c076bf8b67ca32fa1a5943b70761da502a7a7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"agddlha.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.agddlha.sk\/wp-content\/uploads\/img_a287044_w16561_t1524136228.jpg","url":"https:\/\/www.agddlha.sk\/wp-content\/uploads\/img_a287044_w16561_t1524136228.jpg","height":0,"width":0},"url":"https:\/\/www.agddlha.sk\/ako-naucit-deti-hospodarit-s-peniazmi\/","wordCount":488,"articleBody":"Zaobch\u00e1dza\u0165 s peniazmi sa \u010dlovek mus\u00ed u\u010di\u0165 od detstva. Rodi\u010dia sa \u010dasto mylne domnievaj\u00fa, \u017ee die\u0165a je e\u0161te mal\u00e9, nevedia, \u00a0ak\u00e9 d\u00e1va\u0165 de\u0165om vreckov\u00e9, od ak\u00e9ho veku a ako nastavi\u0165 pravidl\u00e1, aby sa v bud\u00facnosti nedostalo do dlhovej pasce. \u00a0S peniazmi by sme deti mali postupne zoznamova\u0165 u\u017e od ich piatich a\u017e \u0161iestich rokov. Je ve\u013emi d\u00f4le\u017eit\u00e9, ako k peniazom pristupuj\u00fa rodi\u010dia. Deti toti\u017e vn\u00edmavo pozoruj\u00fa, maj\u00fa snahu n\u00e1s napodob\u0148ova\u0165. \u0164a\u017eko ich presved\u010d\u00edme, aby robili a dodr\u017eiavali nie\u010do, \u010do sami nerob\u00edme a nedodr\u017eiavame.Pokladni\u010dkaDie\u0165a by malo ma\u0165 \u010do najsk\u00f4r pokladni\u010dku, do ktorej si bude spori\u0165 peniaze. Najlep\u0161ie je umo\u017eni\u0165 die\u0165a\u0165u, aby si samo vybralo pokladni\u010dku, ktor\u00e1 sa mu najviac p\u00e1\u010di. K\u00fapte ju a hne\u010f dajte die\u0165a\u0165u nieko\u013eko minc\u00ed ako prv\u00fd vklad, ktor\u00fd si do nej ulo\u017e\u00ed. Mal\u00e9 deti spravidla e\u0161te nedost\u00e1vaj\u00fa pravideln\u00e9 vreckov\u00e9, ale die\u0165a m\u00f4\u017ee peniaze z\u00edska\u0165 inak. Napr\u00edklad, ke\u010f sa v\u00e1m rozsyp\u00fa a zakot\u00fa\u013eaj\u00fa drobn\u00e9 mince, po\u017eiadajte die\u0165a, aby v\u00e1m ich pomohlo n\u00e1js\u0165 a\u00a0zozbiera\u0165. Za odmenu mu potom dajte nieko\u013eko minc\u00ed do pokladni\u010dky. Dohodnite sa tie\u017e s babi\u010dkou a dedkom, aby pri n\u00e1v\u0161teve u v\u00e1s dali do novej pokladni\u010dky napr\u00edklad 10 \u2013 20 centov. Samostatnos\u0165 die\u0165a\u0165a rozv\u00edjame i\u00a0tak, \u017ee mu napr\u00edklad umo\u017en\u00edme, aby samo zaplatilo pri pokladni v\u00a0obchode, ke\u010f je spolu s\u00a0nami na n\u00e1kupoch. Za odmenu mu zase \u00a0m\u00f4\u017eete\u00a0 necha\u0165 nieko\u013eko drobn\u00fdch minc\u00ed.\u00a0 \u010cas od \u010dasu s die\u0165a\u0165om obsah pokladni\u010dky skontrolujte, prepo\u010d\u00edtajte a\u00a0pote\u0161te sa spolu s n\u00edm, ako v nej peniaze prib\u00fadaj\u00fa.Vreckov\u00e9 pre t\u00edned\u017eera. Ko\u013eko mu da\u0165?De\u0165om by sme mali d\u00e1va\u0165 pravidelne dohodnut\u00e9 \u010diastky od zhruba 6 alebo 7 rokov. Peniaze pou\u017eij\u00fa na svoje drobn\u00e9 v\u00fddavky, pr\u00edpadne si \u00a0\u010das\u0165 z nich bud\u00fa spori\u0165. T\u00fdm ich z\u00e1rove\u0148 efekt\u00edvne u\u010d\u00edme s peniazmi hospod\u00e1ri\u0165, lebo s prijat\u00fdm vreckov\u00fdm a \u00fasporami v pokladni\u010dke musia vysta\u010di\u0165 a\u017e do \u010fal\u0161ieho vreckov\u00e9ho. V\u00fd\u0161ka vreckov\u00e9ho z\u00e1le\u017e\u00ed od finan\u010dnej situ\u00e1cie rodiny. Mali by sme pritom dodr\u017eiava\u0165 dve z\u00e1sady:\u2022 Vreckov\u00e9 by nemalo by\u0165 ani ove\u013ea vy\u0161\u0161ie ani ove\u013ea ni\u017e\u0161ie, ne\u017e je priemern\u00e9 vreckov\u00e9 rovesn\u00edkov die\u0165a\u0165a.\u2022 Postupne, s vekom die\u0165a\u0165a, vreckov\u00e9 zvy\u0161ujte. Zhruba od 12 rokov by v\u0161ak s t\u00fdmto zvy\u0161ovan\u00edm mala by\u0165 spojen\u00e1 aj povinnos\u0165 plati\u0165 si z vreckov\u00e9ho niektor\u00e9 pravideln\u00e9 v\u00fddavky, napr. kredit na telef\u00f3n. Die\u0165a sa t\u00fdm u\u010d\u00ed urobi\u0165 si ur\u010dit\u00fd osobn\u00fd rozpo\u010det v\u00fddavkov, \u010do bude potrebova\u0165 v dospelosti.                                                                                                                                                                                                                                                                                                                                                                                        3\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako nau\u010di\u0165  deti hospod\u00e1ri\u0165 s peniazmi","item":"https:\/\/www.agddlha.sk\/ako-naucit-deti-hospodarit-s-peniazmi\/#breadcrumbitem"}]}]